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Montana surviving spouse rights

State-by-State Widow Legal Guide

Montana Widow & Surviving Spouse Rights

How parents and blended families change inheritance, plus Montana's marital-property election and $100,000 affidavit procedure.

For WidowsVerified August 3, 2026

About Montana,

Montana's intestacy law uses four different spouse-share formulas. A surviving parent, a spouse's child from another relationship, or a decedent's nonshared descendant can each reduce the spouse's share.

Montana follows common law (equitable distribution) for property classification. This means assets are not automatically split equally -- ownership depends on title, and probate distribution follows intestate statutes or the will.

Without a will, Montana intestate law (MCA § 72-2-112) determines your share. The small-estate threshold is $100,000 for collection of personal property by affidavit., and typical probate takes 6-12 months.

Montana does not impose a state estate tax or inheritance tax, so your exposure is limited to federal estate tax rules if applicable.

Quick AnswerWhat does a surviving spouse inherit in Montana?The spouse receives the whole intestate estate only when no parent or descendant survives, or when every descendant is shared and the spouse has no other descendants. Other family structures trigger $300,000 plus three-fourths, $225,000 plus one-half, or $150,000 plus one-half formulas under MCA 72-2-112.
Common Law
Property system
6-12 months
Typical probate timeline
No
State estate tax
No
State inheritance tax
Verified August 3, 2026
Part 1

Property & Intestate Rules

How Montana classifies marital property and what a surviving spouse typically receives if there is no will.

Property Classification

How Montana Classifies Marital Property

Equitable distribution (common law) state. MCA § 40-4-202

No Will (Intestate)

What a Surviving Spouse Typically Receives

Intestate Spousal Share in Montana
ScenarioTypical Spousal Share
No childrenEntire estate if no descendant or parent of the decedent survives; if a parent but no descendant survives, the first $300,000 plus three-fourths of the balance.
Children from marriageEntire estate if all surviving descendants are shared and the spouse has no other descendants; if all are shared but the spouse has another descendant, the first $225,000 plus one-half of the balance.
Children from prior relationshipIf one or more of the decedent's surviving descendants are not descendants of the surviving spouse, the first $150,000 plus one-half of the balance.
Statute cited: MCA § 72-2-112
Part 2

Elective Share & Homestead Protection

Protections that may apply even when a will is unfavorable or creditors are involved.

Elective Share

Your Right to Claim a Share of the Estate

50% of the value of the marital-property portion of the augmented estate.

Deadline to File

Montana filing window
9 months after the date of the decedent's death or within 6 months after the probate of the decedent's will, whichever limitation later expires.
Homestead Protection

Home Protections for Surviving Spouses

A surviving spouse is entitled to a homestead allowance of $22,500. A homestead declaration can also be filed to protect up to $350,000 (in 2021, increasing by 4% annually) of a home's value from most creditors.

What to Do This Week
1Verify whether Montana's elective share rules apply to your situation and note the filing deadline: 9 months after the date of the decedent's death or within 6 months after the probate of the decedent's will, whichever limitation later expires..
2Confirm whether your home qualifies for homestead protection under Montana law before agreeing to any property transfers.
3If there is any dispute risk or blended-family complexity, consult a local probate attorney before signing waivers or disclaimers.
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Part 3

Probate, Taxes & Deadlines

What qualifies for small-estate handling, how long probate often takes, and whether state tax systems apply.

Montana Probate & Tax Snapshot
FieldDetails
Small-estate threshold$100,000 for collection of personal property by affidavit.
Typical probate timeline6-12 months
State estate taxNo
State inheritance taxNo
Tax notesMontana does not have an estate or inheritance tax.
Critical Dates

Deadlines You Cannot Afford to Miss

Montana Filing Deadlines
1Elective share: 9 months from death or 6 months from probate of will.

Montana-Specific Rules

Montana recognizes common law marriage.

Part 4

Montana Legal Help Resources

Sources used to verify this guide, plus starting points for legal aid, court self-help, and local attorney referrals.

Source-backed review

Reviewed August 3, 2026. These references were used to check key state-specific inheritance, allowance, deadline, or probate details in this guide.

Need the full 50-state overview first? Visit the State-by-State Survivor Benefits Guide hub page.

FAQ

Frequently Asked Questions

Common legal questions widows ask in Montana.

Is Montana a community property state?
Montana is classified as Common Law (Equitable Distribution). Equitable distribution (common law) state. MCA § 40-4-202
What does a surviving spouse inherit without a will in Montana?
No children: Entire estate if no descendant or parent of the decedent survives; if a parent but no descendant survives, the first $300,000 plus three-fourths of the balance. With children: Entire estate if all surviving descendants are shared and the spouse has no other descendants; if all are shared but the spouse has another descendant, the first $225,000 plus one-half of the balance. Stepchildren or children from a prior relationship: If one or more of the decedent's surviving descendants are not descendants of the surviving spouse, the first $150,000 plus one-half of the balance.
What is the elective share right in Montana?
50% of the value of the marital-property portion of the augmented estate. Deadline: 9 months after the date of the decedent's death or within 6 months after the probate of the decedent's will, whichever limitation later expires.
What is the small-estate threshold in Montana?
$100,000 for collection of personal property by affidavit.. Typical probate timeline: 6-12 months
Does Montana have estate tax or inheritance tax?
Estate tax: No. Inheritance tax: No. Montana does not have an estate or inheritance tax.
What deadlines matter most for widows in Montana?
Elective share: 9 months from death or 6 months from probate of will.
How long does a Montana spouse have to claim an elective share?
The petition is generally due within nine months after death or six months after probate of the will, whichever period ends later. A timely request can seek an extension for cause.

Legal Disclaimer

This guide is informational only and not legal advice. Laws and threshold amounts can change. Confirm your situation with a licensed estate attorney in Montana.

For Widows

Support Beyond the Paperwork

This guide covers the legal and financial side. If what you need right now is help surviving the first week after losing your husband, or making it through the months that follow, start here.

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